What to Do if the Insurance Company is Blaming You for Your Car Accident

If you were in a car accident and filed a claim against the at-fault party’s insurer, you have to prepare yourself for their strong defensive tactics. One of these tactics is to put a blame on you for the accident. If the insurance provider asserts that you caused the accident, you should contact car accident attorneys Los Angeles to help you defend yourself against the allegation. The insurer might not be right. By having a lawyer on your side, you will have peace of mind knowing that a legal expert can investigate your accident to determine who was at fault. In addition, you could recover damages even if you contributed to the crash. 

What to Do After the Crash

After a car accident, it is important to take some steps right away to protect you financially, legally, and medically. First, you need to contact responders and check on other parties involved in the crash. Get the contact information, insurance details, name, and registration information of the other driver. Ensure you get important details such as the make, model, year, and color of all cars involved. 

While you are still at the crash scene, try to speak to witnesses to get their contact information. And once medical responders have arrived, don’t hesitate to welcome their assistance. Give the officer your version of the story. Ensure you get medical attention even if you don’t feel any significant pain. Lastly, call your lawyer and notify the insurance company about your accident. 

Discussing Your Car Crash with a Claims Adjuster

Insurance providers exist to make money, so they try to pay claimants as little money as possible. They will always look for an excuse to deny your claim by tricking or forcing you to say that you contributed to the accident or caused it yourself. 

When you get a call from an insurance adjuster, just provide basic details such as your name, contact information, the policyholder and their policy numbers, the date and location of the crash, as well as the contact information of your lawyer. Should the adjuster insist on getting a statement from you, just refer them to your lawyer. Never give in to their pressure or sign anything without showing it to your lawyer. Keep in mind that signing a medical release or a settlement will make it impossible for you to collect additional damages the insurer could owe you. Insurance companies will always make an offer that is way lesser than the actual worth of your claim. 


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